Home Car & Renters Insurance

Car Insurance

Anyone who has been in a car collision understands the value of having vehicle insurance. All states mandate owning at least basic liability coverage. This protects you from having to pay for damages or injuries you cause to others in a collision. You can also choose from several other types of auto insurance with different degrees of coverage. Medical charges for any passengers in your car can be covered with medical payments insurance. There is also uninsured motorist coverage that protects you from drivers with little to no insurance. Knowing all your insurance options and choosing the appropriate plan can save you money and help protect you and your loved ones in case of an accident.

Home Insurance

Buying a house is a huge emotional and financial investment and it is essential to protect that investment. Buying home insurance can be a great benefit to ensure that you are covered in the scenario that your house is destroyed or damaged. From simple liability coverage to more comprehensive policies, home insurance can vary in the coverage for the structure and personal property in your house. There are also specific policies that protect your house in case of flood, fire, or earthquake. The type of insurance you use will make a huge impact in how your home insurance plan functions. To learn what kind of home insurance fits your needs, talk to an experienced insurance agent ASAP.

Renters Insurance

Renters insurance is designed to protect stolen, damaged, or destroyed belongings of a renter. This insurance can also provide for liability or medical expenses if the renter is responsible for injury and damages that happen in their home or apartment. Renters have to deal with the outcomes from several different factors, such neighbors, guests, and burglars that can cause problems that are not covered by the insurance of the owner. If you are a renter, contact an insurance agent today and discuss your options for renters insurance.independent insurance agency 44087